Make your money work for you
ViaInvest's overview focuses mostly on short-term, secured loans offering an uniform 12% interest rate. In addition, the platform also offers a very small number of real-estate or business loans with very specific characteristics. My opinion on ViaInvest It’s a pity that ‘s offer is relatively complex when it comes to business or real-estate loans. In … Read more
Website changes I managed to bring many reviews up-to-date; among them, , , or . What comes next is a total rewrite of several hopelessly outdated reviews, such as and . Noteworthy news from the crowdlending world Like last months, several pieces of news are related to compliance with new regulations. Indeed, both Mintos and … Read more
Website changes I published my previous portfolio review in November 2021… so much for a monthly review ! I’m currently trying to update reviews, as several of them are hopelessly out-of-date. Among them, I will probably rewrite review from scratch as a lot has changed for this platform thanks to the regulation. Noteworthy news from … Read more
Esketit's overview was launched by the founders of Latvian lending group Creamfinance. This platform lists mostly short-term consumer loans with annual interest rates between 12% and 14%. They’re secured by a buyback guarantee A buyback guarantee is a guarantee provided by the platform or a loan originator. If repayment of a loan is delayed by … Read more
ReInvest24's overview Like or , ReInvest24 allows to invest in real-estate backed loans. What sets this platform apart is that they also list their own development or rental projects. Most investments on the platform are medium or long-term (6 months to one year), and the expected returns stand around 14% annually. My opinion on ReInvest24 … Read more
Afranga's overview was founded by Bulgarian loan originator StikCredit. This peer-to-peer lending platform provides medium and long-term consumer loans which currently yield either 14% annually – a figure roughly similar to many competitors -. A buyback guarantee A buyback guarantee is a guarantee provided by the platform or a loan originator. If repayment of a … Read more
Investing in loans isn't as easy as it seems At first glance, investing in loans seems easy and safe. They indeed look like an investor’s dream made true, promising a low risk combined to high returns. Imagine… you invest € 1,000 for a year in a loan with 12% interest rate; after one year you … Read more
Lendermarket's overview Lendermarket allows to invest in consumer loans yielding from 12% to 15% annually; they’re secured by a buyback guarantee. My opinion on Lendermarket In a rather striking way, is the exact opposite of . While the latter belongs to Placet Group – one of the most reliable lending groups -, the former lists … Read more
PeerBerry's overview PeerBerry allows to invest in a large array of loans, from short-term consumer loans to real-estate or business loans. Interest rates tend to fluctuate frequently, but commonly range from 10% to 13%. These loans are secured by a buyback guarantee. My opinion on PeerBerry If it weren’t for the slightly lower returns than … Read more
Iuvo’s overview Iuvo is a marketplace for peer-to-peer loans. It focuses on investments safety, as the loan originators A loan originator is the firm that originally provides the loan to the borrower. They usually lend a small percent of the amount using their own funds, while the remaining is put on sale on loans marketplaces. … Read more