This site is mainly dedicated to peer-to-peer lending (aka P2P lending) and real-estate crowdfunding, which are among the latest avatars of the Fintech. A lot of jargon, right ? Well, let’s read on !
Fintech first : this acronym stands for financial technology, basically meaning applying technology advances to the financial sector. The most famous example is online banking, which first started to disrupt traditional banks a few years ago and is now very common.
Peer-to-peer lending is an investment style allowing you to lend money to people and/or businesses; the P2P company acts as an intermediary between the lender and the borrower. This investment form is accessible with virtually any investment size : the minimum investment amount is usually as low as $10.
Real-estate crowdfunding is slightly different, but also implies lending money. In this case, you lend money which will be used to build or buy real-estate properties. The main difference with P2P lending is that the risks are different (and typically harder to judge), as real-estate can fluctuate a lot.
There are hundred of P2P lending companies out there; Alternate Investments aims at helping you to find your way in this large offer. Happy investing !
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