My favorite crowd-lending platforms – August 2018 update

I already published an article listing my favorite platforms a few months ago. However, things change quickly in the peer-to-peer lending area, so here’s the updated version ! I decided to drop Omaraha from the list. While it my still be possible to get great returns there, the low volume of available loans and complexity … Read moreMy favorite crowd-lending platforms – August 2018 update

Crowd-lending portfolio review for July 2018

Overview of the month While little happened in the recent months, July was definitively different. Changes at Mintos, where the leading originator Mogo greatly decreased interest rates for new loans and bought back old loans were rather disruptive. Apart from a few loans from GetBucks, it’s currently hard to get more than 11.5% interest rate … Read moreCrowd-lending portfolio review for July 2018

Crowd-lending portfolio review for June 2018

Overview of the month June was another quiet month. I kept on withdrawing money from Omaraha and Bondora; these sums were invested in Grupeer, Crowdestor and Envestio. Website changes I published an in-depth comparison of real-estate and business crowdfunding platforms. If you want to diversify your portfolio and aim at higher returns, this guide should … Read moreCrowd-lending portfolio review for June 2018

Real-estate and business crowdfunding platforms

Several real-estate and business crowdfunding platforms are reviewed on Alternative Investments. CrowdEstate, BulkEstate, Envestio and Crowdestor all received good or great ratings; it may be hard to get an overall picture of their similarities and differences. This article aims at comparing them in a more specific way. Why invest in real-estate and business crowdfunding platforms … Read moreReal-estate and business crowdfunding platforms

Default risk : what if the borrower doesn’t pay ?

A borrower who doesn’t reimburse the loans is obviously the greatest risk when investing in P2P loans or through real-estate or business crowdfunding. In this article, we’ll examine the possible outcomes, based on real-life situations. Loans covered by a buyback guarantee Most P2P lending platforms offer loans covered by a buyback guarantee . If the … Read moreDefault risk : what if the borrower doesn’t pay ?

Crowd-lending portfolio review for May 2018

Overview of the month Just like last month, the main change in my crowd-lending portfolio is the transfer of funds from Omaraha and Bondora to Grupeer. Website changes Well, quite a lot of things happened, as you may have realized ! Lat month I created Alternative Investments’ Facebook page; I encourage you to check it … Read moreCrowd-lending portfolio review for May 2018

Envestio – A very promising crowdfunding platform

  Visit Envestio’s website GLOBAL RATING Loans duration 1 month – 1 year Loans kind Business Real-estate Minimal investment €1 Buyback NO buyback guarantee Secondary market Secondary market available Auto-invest NO auto-invest available Pros Very interesting interest rates Projects in various domains New projects are added regularly to the platform Ability to sell back your … Read moreEnvestio – A very promising crowdfunding platform

Making money with Amazon Mechanical Turk

I discovered Amazon Mechanical Turk while searching for a way to make money online and work part-time. It’s one of the most famous crowdsourcing websites; it allows businesses to post online micro-tasks (at most a few minutes long), which will be completed by online workers. Due to their short durations, these tasks pay very little … Read moreMaking money with Amazon Mechanical Turk

P2P lending portfolio review for April 2018

Overview of the month April was another quiet month for my P2P lending portfolio. I withdrew some more funds from my Omaraha’s portfolio as it’s getting harder and harder to invest there, and managed to withdraw some money from Bondora. Website changes I didn’t have time to update many articles, but finally started Alternative Investment’s … Read moreP2P lending portfolio review for April 2018

P2P lending portfolio review for March 2018

Overview of the month It’s time for changes ! I finally decided to stop investing in Bondora, as I’m totally unsatisfied by the ever-decreasing returns. The two available options were either selling my portfolio, or stopping the portfolio manager. As I’m not in a hurry to get my funds back, I chose the latter option, … Read moreP2P lending portfolio review for March 2018