Make your money work for you
Website changes As announced last month, I started updating reviews in order to include ratings for the platforms’ reliability and transparency. In addition, I now use the actual performance (instead of the platform’s interest rates) to evaluate the performance.Updated reviews include , , , , and ; next in line are , and . Lendermarket … Read more Crowd-lending portfolio review for February 2020
Lendermarket’s overview allows to invest in short-term (between one and three months) individual loans yielding 14% annually; they’re secured by a buyback guarantee. My opinion on Lendermarket Thanks to 14% interest rates, very reliable loan originators and a simple but effective website, ‘s offer is very appealing. Detailed ratings Actual performance My portfolio is fairly … Read more Lendermarket review
Changes overview My previous post about my favorite platforms was published in March 2019. With the downfall of both Envestio and Kuetzal, I couldn’t prevent writing another update. It pains me a lot that out of eight platforms present in my previous selection, two turned out to be scams. As outlined in my post regarding … Read more My favorite crowdlending platforms – February 2020 update
Website changes As both and proved to be scams, this portfolio review is the most painful one I’ve had to write in three years or so.After a lot of thinking, I’ve decided to make several editorial changes in order to focus more on investments safety. While the first iteration of my article on lessons from … Read more Crowd-lending portfolio review for January 2020
What are loan originators ? A loan originator (often abbreviated as LO) is a company that lends money to borrowers, before putting to loan for sale through loan marketplaces such as , or . They commonly provide what’s called a buyback guarantee; this means that if the borrower defaults (usually by being more than 30 … Read more How to select the right loan originators
Debitum Network’s overview offers to invest in business loans and invoice financing; the interest rates vary between 6% and 11%, with durations from a few days to two years. Most loans are secured by a buyback guarantee. My opinion on Debitum Network Being a speculative investor, I find ‘s returns too low; however, their very … Read more Debitum Network review
Trust-shattering events In late December 2019 and early January 2020, it turned out that was probably a scam. A few days later, ‘s website became unreachable, and the management team disappeared. These events were a shock for many P2P investors, including me. Indeed, call me naive if you want, but I expected the main risk … Read more Lessons from Kuetzal and Envestio
Website changes Well, it looks live I’ve been very naughty : there still hasn’t been any new platform review in December.On one hand, I’m very enthusiastic about several platforms I recently discovered ( and for example), but I’m waiting until I have a good grasp of their inner workings and some actual performance to show. … Read more Crowd-lending portfolio review for December 2019
Website changes Not much happened on the website this month, and – shame on me – I didn’t even write a new review ! We spent most of November preparing our return to Europe, so I mostly focused on bringing existing reviews up-to-date. Noteworthy news from the crowdlending world In case you missed them, here’s … Read more Crowd-lending portfolio review for November 2019
Website changes This month, I took the time to update my comparison of business and real-estate crowdlending platforms; I added , and and updated data for other platforms.I’m also trying to keep track of the ratings update in order; this month, I decreased ‘s rating – because of the low loans volume -, and increased … Read more Crowd-lending portfolio review for October 2019