Esketit review August 2022 – Great risk/reward & large loans supply

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A screenshot of Esketit's primary market loans
Available loans at Esketit
A screenshot of Esketit's primary market loans

Esketit's overview was launched by the founders of Latvian lending group Creamfinance. This platform lists mostly short-term consumer loans with annual interest rates between 12% and 14%. They’re secured by a buyback guarantee A buyback guarantee is a guarantee provided by the platform or a loan originator. If repayment of a loan is delayed by … Read more

ReInvest24 review July 2022 – Great track record & high transparency

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Picture of the Kadrioru Plaza building, with cars parked in front.
One of ReInvest24's rental projects is located inside this Kadrioru Plaza building
Picture of the Kadrioru Plaza building, with cars parked in front.

ReInvest24's overview Like or , ReInvest24 allows to invest in real-estate backed loans. What sets this platform apart is that they also list their own development or rental projects. Most investments on the platform are medium or long-term (6 months to one year), and the expected returns stand around 14% annually. My opinion on ReInvest24 … Read more

Afranga review October 2022 – Great interest rates and reliability, insufficient loans supply

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Afranga's loans list with zero loans available
Afranga's primary market is often empty
Afranga's loans list with zero loans available

Afranga's overview was founded by Bulgarian loan originator StikCredit. This peer-to-peer lending platform provides medium and long-term consumer loans which currently yield either 14% annually – a figure roughly similar to many competitors -. A buyback guarantee A buyback guarantee is a guarantee provided by the platform or a loan originator. If repayment of a … Read more

Moncera review July 2022 – Excellent reliability, low interest rates

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Summary of Moncera's available loans
Moncera's loans list
Summary of Moncera's available loans

Moncera's overview Moncera offers mostly medium and long-term consumer loans. As of July 2022, interest rates commonly vary from 6% to 11% – a level lower than for most competitors -. A buyback guarantee is provided by the loan originator. In addition, real-estate loans were introduced on the platform in March 2021. My opinion on … Read more

Lendermarket review July 2022 – Great returns, poor transparency and questionable reliability

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Typical loans listing at Lendermarket, showing 10 lines of short-term loans form Polant yielding 15% annually
Small sample of Lendermarket's available loans
Typical loans listing at Lendermarket, showing 10 lines of short-term loans form Polant yielding 15% annually

Lendermarket's overview Lendermarket allows to invest in consumer loans yielding from 12% to 15% annually; they’re secured by a buyback guarantee. My opinion on Lendermarket In a rather striking way, is the exact opposite of . While the latter belongs to Placet Group – one of the most reliable lending groups -, the former lists … Read more

PeerBerry review July 2022 – Widely trusted platform, slightly deceiving performance

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List of PeerBerry loans showing the loan originator, loan kind, interest rate, term and available amount.
Available loans list
List of PeerBerry loans showing the loan originator, loan kind, interest rate, term and available amount.

PeerBerry's overview PeerBerry allows to invest in a large array of loans, from short-term consumer loans to real-estate or business loans. Interest rates tend to fluctuate frequently, but commonly range from 10% to 13%. These loans are secured by a buyback guarantee. My opinion on PeerBerry If it weren’t for the slightly lower returns than … Read more

Iuvo review

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Part of Iuvo's loans list

Iuvo’s overview Iuvo is a marketplace for peer-to-peer loans. It focuses on investments safety, as the loan originators A loan originator is the firm that originally provides the loan to the borrower. They usually lend a small percent of the amount using their own funds, while the remaining is put on sale on loans marketplaces. … Read more

EstateGuru review

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Collateral for one of EstateGuru's bridge loans
Collateral for one of EstateGuru's bridge loans
Collateral for one of EstateGuru's bridge loans

EstateGuru's overview focuses on real-estate loans. The projects are rather conservative, usually yielding around 10% for durations of one year or more. My opinion on EstateGuru While the interest rates offered by EstateGuru‘s projects are lower than at or , this platform provides great investment opportunities for those who want a more conservative portfolio. It’s … Read more

Crowdestor review

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Key borrower metrics on Crowdestor's project description

Crowdestor's overview offers real-estate and business loans. Their interest rates are usually in the 14%-26% range, for durations varying from one to two years. My opinion on Crowdestor Since Summer 2020, many improvements were unveiled at . It started with the enhanced projects descriptions and borrower’s credit report, which are a huge step forward in … Read more

CrowdEstate review

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Visual for "Klaose tn. 12" project

CrowdEstate's overview is a leading platform for real-estate. Interest rates currently stand around 10% – 12% yearly, a level similar to . Most recent loans are secured by a 1st-rank mortgage, which makes them safer than loans offered earlier on the platform. My opinion on CrowdEstate Although I still appreciate the large supply of loans … Read more