An overwhelming choice
Why invest in real-estate and business crowdfunding platforms ?
Drawbacks of these investments
Real-estate and business crowdfunding platforms overview
We’ll compare the following platforms :
Detailed platforms comparison
EstateGuru is probably the most conservative platform, with interests rates around 11%; CrowdEstate’s real-estate loans usually yield slightly more.
Envestio seems to offer the best returns. However, Crowdestor had a recent project returning a crazy 36% annual interest rate (!).
BulkEstate stands somewhere in-between, with returns between 13% and 16%; CrowdEstate’s business loans usually yield 16%.
It’s actually rather hard to pick up a winner, especially when considering the risk associated with greater returns. The great news is that every investor will probably find at least one platform that suits him !
I don’t really consider auto-invest[?] a necessity when investing through real-estate and business crowdfunding platforms; indeed, as the projects are often less standard than individual loans, manual investing is often a wiser choice.
CrowdEstate feature an auto-invest; dues to the platform’s success and speculation on the secondary market, using it to invest is recommended. However, recent changes in the way bookings are processed make manual investment a possibility.
Investors at EstateGuru will also have access to this feature, although it will be restricted for most of them. As a result, manual investing is often a better choice.