My overall opinion on CrowdEstate
CrowdEstate's pros and cons
Unsecured business and real-estate loans : CrowdEstate's strength
Once an investment opportunity is published, investors can ask questions about the investment before the investing period starts. One weakness of this process is that the questions and answers written in Estonian (the majority of them) aren’t translated in English, and vice-versa, so some information gets lost.
Note that the investment amount can be very large : the last one was around one million euros ! Expected returns are commonly in the 13% – 16% range, for an average duration of two years. Business loans are the most speculative, while real-estate projects are usually more conservative. The actual returns on recently exited opportunities were usually in the range from 12% to 20% – with a few impressive returns around 40% or more ! –
One very appreciable thing is that after investing, CrowdEstate often sends update about the development process. Were the required permits applied for and obtained ? Did the plans change ? These regular notifications are very useful for these long-term investments.
Secondary market available