Make your money work for you
Investing in loans isn't as easy as it seems At first glance, investing in loans seems easy and safe. They indeed look like an investor’s dream made true, promising a low risk combined to high returns. Imagine… you invest € 1,000 for a year in a loan with 12% interest rate; after one year you … Read more
Moncera's overview Moncera offers mostly medium and long-term P2P loans. Their interest rates commonly vary from 8% to 10%. A buyback guarantee is provided by the loan originator. In addition, real-estate loans were introduced on the platform in March 2021. My opinion on Moncera I appreciate the opportunity to build a diversified portfolio by investing … Read more
Lendermarket's overview Lendermarket allows to invest in short-term consumer loans yielding around 14% annually; they’re secured by a buyback guarantee. My opinion on Lendermarket Thanks to a great financial performance, seemingly reliable loan originators and a simple but effective website, I used to rate four stars. Unfortunately, the lack of a serious audit lead me … Read more
PeerBerry's overview PeerBerry allows to invest in individual loans, with interest rates around 10% – 11%. These loans are secured by a buyback guarantee. My opinion on PeerBerry Thanks to the large selection of reliable loan originators A loan originator is the firm that originally provides the loan to the borrower. They usually lend a … Read more
Viventor’s overview is a P2P marketplace offering loans with interest rates up to 16%, for durations between one month and five years. Most of them are secured by a buyback guarantee. My opinion on Viventor I was initially thrilled by Viventor’s high interest rates as well as by the website’s great ergonomics. Unfortunately, after more … Read more
Flender’s overview is specialized in loans for Irish businesses. They’re usually rather long-term (1 to 3 years), and annual yields vary between 8% and 12.9% (even 15.9% for speculative loans). No buyback guarantee is provided. My opinion on Flender is a great way to finance businesses in Ireland. The returns are competitive and in spite … Read more
Bondster’s overview is a P2P marketplace; the individual Euro loans currently offer an annual interest rate up to 13.5%, for a duration between one month and one year. In addition to these, the platform also features a few real-estate and business loans, but they’re less interesting. My opinion on Bondster While ‘s interest rates are … Read more
Iuvo’s overview Iuvo is a marketplace for peer-to-peer loans. It focuses on investments safety, as the loan originators A loan originator is the firm that originally provides the loan to the borrower. They usually lend a small percent of the amount using their own funds, while the remaining is put on sale on loans marketplaces. … Read more
EstateGuru's overview focuses on real-estate loans. The projects are rather conservative, usually yielding around 10% for durations of one year or more. My opinion on EstateGuru While the interest rates offered by EstateGuru‘s projects are lower than at , or , this platform provides great investment opportunities for those who want a more conservative portfolio. … Read more
A very quick overview of Bondora’s Go & Grow and Mintos Strategies Both Go & Grow and Strategies are designed to make investing easier. There’s no need to spend time picking up loans manually or to configure the auto-invest feature. Indeed, all that’s required is the amount to invest in the portfolio. This simplicity makes … Read more