Afranga review

Table of contents

Afranga's overview was founded by Bulgarian loan originator StikCredit. This peer-to-peer lending platform provides medium and long-term short-term consumer loans with 16% annual interest rate – a figure much higher than most competitors -. A buyback guarantee A buyback guarantee is a guarantee provided by the platform or a loan originator. If repayment of a … Read more

Investing in loans : the complete guide

Investing in loans isn't as easy as it seems At first glance, investing in loans seems easy and safe. They indeed look like an investor’s dream made true, promising a low risk combined to high returns. Imagine… you invest € 1,000 for a year in a loan with 12% interest rate; after one year you … Read more

Moncera review

Table of contents

Moncera's overview Moncera offers mostly medium and long-term consumer loans. Their interest rates commonly vary from 7% to 9% – a level much lower than for most competitors -. A buyback guarantee is provided by the loan originator. In addition, real-estate loans were introduced on the platform in March 2021. My opinion on Moncera I … Read more

Lendermarket review

Table of contents

Lendermarket's loans list
Lendermarket's loans list

Lendermarket's overview Lendermarket allows to invest in short-term consumer loans yielding around 14% annually; they’re secured by a buyback guarantee. My opinion on Lendermarket Thanks to a great financial performance, seemingly reliable loan originators and a simple but effective website, I used to rate four stars. Unfortunately, the lack of a serious audit lead me … Read more

PeerBerry review

Table of contents

PeerBerry's overview PeerBerry allows to invest in individual loans, with interest rates around 10% – 11%. These loans are secured by a buyback guarantee. My opinion on PeerBerry Thanks to the large selection of reliable loan originators A loan originator is the firm that originally provides the loan to the borrower. They usually lend a … Read more

Flender review : crowdlending for Irish SMEs

Table of contents

Part of Flender's loans list
Part of Flender's loans list
Part of Flender's loans list

Flender’s overview is specialized in loans for Irish businesses. They’re usually rather long-term (1 to 3 years), and annual yields vary between 8% and 12.9% (even 15.9% for speculative loans). No buyback guarantee is provided. My opinion on Flender is a great way to finance businesses in Ireland. The returns are competitive and in spite … Read more

Bondster review

Table of contents

Bondster’s overview is a P2P marketplace; the individual Euro loans currently offer an annual interest rate up to 13.5%, for a duration between one month and one year. In addition to these, the platform also features a few real-estate and business loans, but they’re less interesting. My opinion on Bondster While ‘s interest rates are … Read more

Iuvo review

Table of contents

Part of Iuvo's loans list

Iuvo’s overview Iuvo is a marketplace for peer-to-peer loans. It focuses on investments safety, as the loan originators A loan originator is the firm that originally provides the loan to the borrower. They usually lend a small percent of the amount using their own funds, while the remaining is put on sale on loans marketplaces. … Read more

EstateGuru review

Table of contents

Collateral for one of EstateGuru's bridge loans
Collateral for one of EstateGuru's bridge loans
Collateral for one of EstateGuru's bridge loans

EstateGuru's overview focuses on real-estate loans. The projects are rather conservative, usually yielding around 10% for durations of one year or more. My opinion on EstateGuru While the interest rates offered by EstateGuru‘s projects are lower than at , or , this platform provides great investment opportunities for those who want a more conservative portfolio. … Read more

Why I use neither Bondora’s Go & Grow nor Mintos Strategies

A very quick overview of Bondora’s Go & Grow and Mintos Strategies Both Go & Grow and Strategies are designed to make investing easier. There’s no need to spend time picking up loans manually or to configure the auto-invest feature. Indeed, all that’s required is the amount to invest in the portfolio. This simplicity makes … Read more