Make your money work for you
Moncera’s overview Moncera offers medium and long-term P2P loans, with interest rates from 10% to 12.5%. A buyback guarantee is provided by the loan originator. My opinion on Moncera I appreciate the opportunity to build a diversified portfolio by investing directly in loans from a reliable originator without using . As such, Moncera is a … Read more Moncera review
Lendermarket’s overview Lendermarket allows to invest in short-term individual loans yielding 14% annually; they’re secured by a buyback guarantee. My opinion on Lendermarket Thanks to 14% interest rates, very reliable loan originators and a simple but effective website, Lendermarket’s offer is very appealing. Detailed ratings Actual performance My Lendermarket portfolio hasn’t reached its full potential … Read more Lendermarket review
PeerBerry’s overview PeerBerry allows to invest in individual loans, with interest rates around 10%. These loans are secured by a buyback guarantee. My opinion on PeerBerry Thanks to the large selection of reliable loan originators A loan originator is the firm that originally provides the loan to the borrower. They usually lend a small percent … Read more PeerBerry review
Viventor’s overview is a P2P marketplace offering loans with interest rates up to 16%, for durations between one month and five years. Most of them are secured by a buyback guarantee. My opinion on Viventor I was initially thrilled by Viventor’s high interest rates as well as by the website’s great ergonomics. Unfortunately, after more … Read more Viventor review
Flender’s overview is specialized in loans for Irish businesses. They’re usually rather long-term (1 to 3 years), and annual yields vary between 8% and 12.9% (even 15.9% for speculative loans). No buyback guarantee is provided. My opinion on Flender is a great way to finance businesses in Ireland. The returns are competitive and in spite … Read more Flender review : crowdlending for Irish SMEs
Bondster’s overview is a P2P marketplace; the individual Euro loans currently offer an annual interest rate up to 13.5%, for a duration between one month and one year. In addition to these, the platform also features a few real-estate and business loans, but they’re less interesting. My opinion on Bondster While ‘s interest rates are … Read more Bondster review
Iuvo’s overview Iuvo is a marketplace for peer-to-peer loans. It focuses on investments safety, as the loan originators A loan originator is the firm that originally provides the loan to the borrower. They usually lend a small percent of the amount using their own funds, while the remaining is put on sale on loans marketplaces. … Read more Iuvo review
EstateGuru’s overview EstateGuru focuses on real-estate loans. The projects are rather conservative, usually yielding around 11% for durations of one year or more. My opinion on EstateGuru While the interest rates offered by EstateGuru‘s projects are lower than at or , they provide great investment opportunities for those who want a more conservative portfolio. It’s … Read more EstateGuru review
The drawbacks of P2P loans marketplaces Investing in loans may be confusing at first. As highlighted in our documentation, an essential part of the investment process is determining your investor’s profile. Which kind of loans do you want to invest in ? For how long ? And even more important, how much risk are you … Read more One-click investing : P2P loans the easy way !
An much reduced number of P2B platforms In early 2020, many platforms offering P2B (peer-to-business) loans proved to be scams : Kuetzal disappeared first in January, shortly followed by Envestio. The bad news weren’t over for investors as in April, Monethera announced its wind-down, followed by Grupeer. With two additional platforms currently in my blacklist, … Read more Real-estate and business crowdfunding platforms