Make your money work for you
Esketit's overview was launched by the founders of Latvian lending group Creamfinance. This platform lists mostly short-term consumer loans with annual interest rates between 12% and 14%. They’re secured by a buyback guarantee A buyback guarantee is a guarantee provided by the platform or a loan originator. If repayment of a loan is delayed by … Read more
Afranga's overview was founded by Bulgarian loan originator StikCredit. This peer-to-peer lending platform provides medium and long-term consumer loans which currently yield either 14% annually – a figure roughly similar to many competitors -. A buyback guarantee A buyback guarantee is a guarantee provided by the platform or a loan originator. If repayment of a … Read more
Investing in loans isn't as easy as it seems At first glance, investing in loans seems easy and safe. They indeed look like an investor’s dream made true, promising a low risk combined to high returns. Imagine… you invest € 1,000 for a year in a loan with 12% interest rate; after one year you … Read more
Moncera's overview Moncera offers mostly medium and long-term consumer loans. As of July 2022, interest rates commonly vary from 6% to 11% – a level lower than for most competitors -. A buyback guarantee is provided by the loan originator. In addition, real-estate loans were introduced on the platform in March 2021. My opinion on … Read more
Lendermarket's overview Lendermarket allows to invest in consumer loans yielding from 12% to 15% annually; they’re secured by a buyback guarantee. My opinion on Lendermarket In a rather striking way, is the exact opposite of . While the latter belongs to Placet Group – one of the most reliable lending groups -, the former lists … Read more
PeerBerry's overview PeerBerry allows to invest in a large array of loans, from short-term consumer loans to real-estate or business loans. Interest rates tend to fluctuate frequently, but commonly range from 10% to 13%. These loans are secured by a buyback guarantee. My opinion on PeerBerry If it weren’t for the slightly lower returns than … Read more
Iuvo’s overview Iuvo is a marketplace for peer-to-peer loans. It focuses on investments safety, as the loan originators A loan originator is the firm that originally provides the loan to the borrower. They usually lend a small percent of the amount using their own funds, while the remaining is put on sale on loans marketplaces. … Read more
EstateGuru's overview focuses on real-estate loans. The projects are rather conservative, usually yielding around 10% for durations of one year or more. My opinion on EstateGuru While the interest rates offered by EstateGuru‘s projects are lower than at or , this platform provides great investment opportunities for those who want a more conservative portfolio. It’s … Read more
A very quick overview of Bondora’s Go & Grow and Mintos Strategies Both Go & Grow and Strategies are designed to make investing easier. By itself, it’s a very laudable goal. I mean, which investor in his right mind enjoys configuring Mintos’ auto-invest ? There’s no denying that using a Mintos strategy is much, much … Read more
An much reduced number of P2B platforms In early 2020, many platforms offering P2B (peer-to-business) loans proved to be scams : Kuetzal disappeared first in January, shortly followed by Envestio. The bad news weren’t over for investors as in April, Monethera announced its wind-down. Finally, Grupeer proved to be at least partly a scam, as … Read more