Make your money work for you
CrowdEstate’s overview CrowdEstate is a leading platform for real-estate and business loans. The real-estate projects became more conservative in 2018, and now yield around 10%-12% yearly. On the other hand, the long-term business loans are still somehow speculative and offer 16% returns. My opinion on CrowdEstate Although I still appreciate the large supply of loans … Read more
BulkEstate's overview BulkEstate features only real-estate projects. Interest rates typically vary from 13% to 14.5% (recent projects were more speculative than early ones); interests are usually repaid in full at the end of the loan, at the same time as the principal. My opinion on BulkEstate I used to prefer over BulkEstate, thanks to the … Read more
Robocash's overview Through , investors can invest mostly in very short-term (one month) personal loans or in longer-term commercial loans, yielding between 10.5 and 12.3% annually. All loans on the platform come with a buyback guarantee which triggers after one month. My opinion on Robocash At first glance, ‘s offer seems less appealing than most … Read more
Swaper’s overview Swaper allows to invest mostly in short-term (one month) individual loans. Loans used to yield 12% for a long time, but the interest rates were increased to 14% in March 2020. All loans are covered by a buyback guarantee. For very large portfolios (€ 5,000 or more), the interest rate is increased to a … Read more
ViaInvest's overview focuses mostly on short-term, secured loans offering an uniform 12% interest rate. In addition, the platform also offers a very small number of real-estate or business loans with very specific characteristics. My opinion on ViaInvest It’s a pity that ‘s offer is relatively complex when it comes to business or real-estate loans. In … Read more
Mintos's overview is one of the largest peer-to-peer lending platforms; they offer a huge volume of loans of all kinds and durations. My opinion on Mintos got a lot of bad press throughout 2020, and many investors plan to leave the platform after losing money when several loan originators defaulted. At the same time, several … Read more
Omaraha’s overview offers mostly partially secured personal loans. The highest interest rates currently available for these loans are slightly above 19%; at least 60% of their capital is covered by the buyback guarantee. My opinion on Omaraha I used to really love and have invested up to 60% of my P2P assets there. For a … Read more