Crowd-lending portfolio review for February 2021

Website changes I’ve managed to update the reviews for several platforms such as , or in order to reflect recent changes. Other still greatly lag behind – most notably, -.In order to reduce the workload, I’ve decided to start dropping reviews I don’t feel like updating, such as ‘s, ‘s and ‘s. These are smaller … Read more

Crowd-lending portfolio review for December 2020

Website changes Happy new year ! 2020 has been a challenging year for all of us, both in terms of investments and personal / professional life. In the long run, the vaccine against Covid-19 offers a great hope to return to a normal life; however, the first semester will still be challenging.I plan to work … Read more

Why I use neither Bondora’s Go & Grow nor Mintos Strategies

A very quick overview of Bondora’s Go & Grow and Mintos Strategies Both Go & Grow and Mintos Strategies are designed to make investing easier. There’s no need to spend time picking up loans manually or to configure the auto-invest feature. Indeed, all that’s required is the amount to invest in the portfolio. This simplicity … Read more

Default risk : what if the borrower doesn’t pay ?

The #1 risk when investing in loans A borrower who doesn’t reimburse the loans is obviously the greatest risk when investing in P2P loans or through real-estate or business crowdfunding. In this article, we’ll examine the possible outcomes, based on real-life situations. Loans covered by a buyback guarantee Most P2P lending platforms offer loans covered … Read more