Crowd-lending portfolio review for September 2018

Website changes​ Several changes happened on Alternative Investments’ website : I finally took the time to update Bondora‘s review There’s a new article on easy ways to invest : one-click investing. It compares DoFinance, Bondora’s Go & Grow and Mintos predefined strategies I funded an account at EstateGuru and wrote the review of this real-estate … Read moreCrowd-lending portfolio review for September 2018

Crowd-lending portfolio review for August 2018

      Overview of the month After the drama of Mogo’s lowered interest rates at Mintos in July, August was business as usual. My returns at most platforms are slightly down or stable; the exceptions are Crowdestor and Envestio, which are starting to produce realistic returns.   Website changes Will I ever update Bondora’s … Read moreCrowd-lending portfolio review for August 2018

One-click investing : P2P loans the easy way !

The drawbacks of P2P loans marketplaces Investing in loans may be confusing at first. As highlighted in our documentation, an essential part of the investment process is determining your investor’s profile. Which kind of loans do you want to invest in ? For how long ? And even more important, how much risk are you … Read moreOne-click investing : P2P loans the easy way !

Crowd-lending portfolio review for July 2018

Overview of the month While little happened in the recent months, July was definitively different. Changes at Mintos, where the leading originator Mogo greatly decreased interest rates for new loans and bought back old loans were rather disruptive. Apart from a few loans from GetBucks, it’s currently hard to get more than 11.5% interest rate … Read moreCrowd-lending portfolio review for July 2018

Crowd-lending portfolio review for June 2018

Overview of the month June was another quiet month. I kept on withdrawing money from Omaraha and Bondora; these sums were invested in Grupeer, Crowdestor and Envestio. Website changes I published an in-depth comparison of real-estate and business crowdfunding platforms. If you want to diversify your portfolio and aim at higher returns, this guide should … Read moreCrowd-lending portfolio review for June 2018

Default risk : what if the borrower doesn’t pay ?

The #1 risk when investing in loans A borrower who doesn’t reimburse the loans is obviously the greatest risk when investing in P2P loans or through real-estate or business crowdfunding. In this article, we’ll examine the possible outcomes, based on real-life situations. Loans covered by a buyback guarantee Most P2P lending platforms offer loans covered … Read moreDefault risk : what if the borrower doesn’t pay ?

Crowd-lending portfolio review for May 2018

Overview of the month Just like last month, the main change in my crowd-lending portfolio is the transfer of funds from Omaraha and Bondora to Grupeer. Website changes Well, quite a lot of things happened, as you may have realized ! Lat month I created Alternative Investments’ Facebook page; I encourage you to check it … Read moreCrowd-lending portfolio review for May 2018

P2P lending news for September 2017

September is almost gone… Here are the news I gathered from various sources regarding the websites I use for P2P lending. Swaper interface improvements “We are planning to move towards combining Portfolio investment tool with Auto-Invest tool into one – Auto-Invest Portfolio. The improved feature will cater to both types of investors – those looking … Read moreP2P lending news for September 2017

P2P lending portfolio review for July, 2017

Month overview Unlike my Collective2 portfolio, my P2P lending portfolio’s life was rather uneventful this month (and I don’t complain about it 🙂 ). I added some more funds to Omaraha and I’m nearly reaching my target portfolio size. I still have to decrease ViaInvest size, but I’m waiting for the principal to be reimbursed. Current … Read moreP2P lending portfolio review for July, 2017

July P2P lending news

This monthly column will try to sum up the important news related to P2P lending, mostly regarding companies I use for investing. Usually my primary source of information is the company’s blog or newsletter. This monthly post aims at being a quick read, so I’ll provide a link and a relevant excerpt. Bondora is profitable … Read moreJuly P2P lending news