Crowd-lending portfolio review for September 2019

Website changes In September I kept on migrating reviews to the new format, using this as an opportunity to update the information.I also expanded the documentation by adding a new page detailing the step-by-step investment process using Monethera. It’s something I’ve wanted to create for a long time but I always forgot to make the … Read moreCrowd-lending portfolio review for September 2019

Investing with Monethera : a step-by-step guide

Process overview This guide will show the process of investing in real-estate or business loans, using as an example. There will be differences from one platform to another, but the investment process will roughly follow the same outline. The following steps displayed before investing at Monethera sum up the entire process : Investors first have … Read moreInvesting with Monethera : a step-by-step guide

Wisefund review

Illustration of Wisefund's "Railway forwarding operations" project

Wisefund’s overview finances European businesses. The loans are usually medium-term (between 4 months and 1 year), and are very speculative; indeed, interest rates for several projects are close to 20%. They’re secured by a buyback guarantee A buyback guarantee is a guarantee provided by the platform or a loan originator. If repayment of a loan … Read moreWisefund review

Crowd-lending portfolio review for August 2019

Website changes In August, I finally switched to my new reviews generator for both Alternative Investments and Tonifier Votre Épargne. Most reviews were migrated, with the notable exceptions of Crowdestor and Bondora. They now all follow the same outline (there were a few discrepancies); in addition, I’ve updated and expanded their content. Other noteworthy changes … Read moreCrowd-lending portfolio review for August 2019

TFGcrowd review

One business financed through TFGcrowd is a cosmetics firm

TFGcrowd’s overview allows investors to lend money to businesses; interest rates for these loans vary from 8% to 17%. Many of them are protected by a buyback guarantee. My opinion on TFGcrowd The great interest rates and solid buyback guarantee on many loans seem to make a great choice to diversify your portfolio. However, as … Read moreTFGcrowd review

Crowd-lending portfolio review for July 2019

Website changes Like last month, I spent a lot of time working on the back-end of both Alternative Investments and Tonifier votre épargne. While there’s not much visible change on the reviews, I had the time to update and complete several of them (, , , , and ).I’ve also decreased a few ratings, notably … Read moreCrowd-lending portfolio review for July 2019

Crowd-lending portfolio review for June 2019

Website changes In spite of a sometimes capricious internet connection, I managed to publish two new reviews. In addition, I have decreasing ratings for several platforms (Robocash, Swaper and Bondora); more rating changes should follow. Finally, I resumed working on the back-end of the site in order to improve reviews layout; expect small changes in … Read moreCrowd-lending portfolio review for June 2019

Crowd-lending portfolio review for May 2019

Website changes In May, I published not one but two reviews ! FinBee The long-awaited review of FinBee is finally here ! While I appreciate the platform, I’m still searching for the optimal auto-invest configuration; my current returns are slightly below my expectations. Flender I also reviewed Flender, a crowdlending platform financing Irish SMEs. In … Read moreCrowd-lending portfolio review for May 2019

Flender review : crowdlending for Irish SMEs

Part of Flender's loans list

Flender’s overview is specialized in loans for Irish businesses. They’re usually rather long-term (1 to 3 years), and annual yields vary between 8% and 12.9% (even 15.9% for speculative loans). No buyback guarantee is provided. My opinion on Flender is a great way to finance businesses in Ireland. The returns are competitive and in spite … Read moreFlender review : crowdlending for Irish SMEs

Crowd-lending portfolio review for April 2019

Website changes I found the time to publish a new review. True to my tradition of not reviewing platforms in a chronological order, it’s a platform I didn’t mention previously : Bondster. This peer-to-peer lending platform looks like a great complement to Mintos; for beginners, it’s much more easier to use so it could be … Read moreCrowd-lending portfolio review for April 2019