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EstateGuru's overview focuses on real-estate loans. The projects are rather conservative, usually yielding around 10% for durations of one year or more. My opinion on EstateGuru While the interest rates offered by EstateGuru‘s projects are lower than at or , this platform provides great investment opportunities for those who want a more conservative portfolio. It’s … Read more
An much reduced number of P2B platforms In early 2020, many platforms offering P2B (peer-to-business) loans proved to be scams : Kuetzal disappeared first in January, shortly followed by Envestio. The bad news weren’t over for investors as in April, Monethera announced its wind-down. Finally, Grupeer proved to be at least partly a scam, as … Read more
The #1 risk when investing in loans A borrower who doesn’t reimburse the loans is obviously the greatest risk when investing in loans. Unfortunately, individual borrowers may be unable to reimburse their loans, real-estate projects may fail, and businesses may go bankrupt. Overall, all loans kinds are likely to default. In this article, we’ll examine … Read more
Crowdestor's overview offers real-estate and business loans. Their interest rates are usually in the 14%-26% range, for durations varying from one to two years. My opinion on Crowdestor Since Summer 2020, many improvements were unveiled at . It started with the enhanced projects descriptions and borrower’s credit report, which are a huge step forward in … Read more
CrowdEstate's overview is a leading platform for real-estate. Interest rates currently stand around 10% – 12% yearly, a level similar to . Most recent loans are secured by a 1st-rank mortgage, which makes them safer than loans offered earlier on the platform. My opinion on CrowdEstate Although I still appreciate the large supply of loans … Read more
Peer-to-peer marketplaces in a nutshell While 2019 saw marketplaces for real-estate and business loans gain a lot of traction, P2P loans are still the most obvious way to invest in loans. Moreover, as in early 2020 several P2B (peer-to-business) platforms proved to be scams, I expect that many investors will return to less risky, more … Read more