Moncera review

Moncera’s overview Moncera offers medium and long-term P2P loans; their interest rates vary from 8% to 12.5%. A buyback guarantee is provided by the loan originator. My opinion on Moncera I appreciate the opportunity to build a diversified portfolio by investing directly in loans from a reliable originator without using . As such, Moncera is … Read more

PeerBerry review

PeerBerry's loans list

PeerBerry’s overview PeerBerry allows to invest in individual loans, with interest rates around 10%. These loans are secured by a buyback guarantee. My opinion on PeerBerry Thanks to the large selection of reliable loan originators A loan originator is the firm that originally provides the loan to the borrower. They usually lend a small percent … Read more

Viventor review

A sample of Viventor's loans

Viventor’s overview is a P2P marketplace offering loans with interest rates up to 16%, for durations between one month and five years. Most of them are secured by a buyback guarantee. My opinion on Viventor I was initially thrilled by Viventor’s high interest rates as well as by the website’s great ergonomics. Unfortunately, after more … Read more

Bondster review

An excerpt of Bondster's loans list

Bondster’s overview is a P2P marketplace; the individual Euro loans currently offer an annual interest rate up to 13.5%, for a duration between one month and one year. In addition to these, the platform also features a few real-estate and business loans, but they’re less interesting. My opinion on Bondster While ‘s interest rates are … Read more

Iuvo review

Iuvo’s overview Iuvo is a marketplace for peer-to-peer loans. It focuses on investments safety, as the loan originators A loan originator is the firm that originally provides the loan to the borrower. They usually lend a small percent of the amount using their own funds, while the remaining is put on sale on loans marketplaces. … Read more

Default risk : what if the borrower doesn’t pay ?

The #1 risk when investing in loans A borrower who doesn’t reimburse the loans is obviously the greatest risk when investing in P2P loans or through real-estate or business crowdfunding. In this article, we’ll examine the possible outcomes, based on real-life situations. Loans covered by a buyback guarantee Most P2P lending platforms offer loans covered … Read more

Robocash review

Robocash’s overview Through , investors can invest mostly in very short-term (one month) personal loans or in longer-term commercial loans, yielding 12% annually. All loans on the platform come with a buyback guarantee which triggers after one month. My opinion on Robocash At first glance, ‘s offer seems less appealing than most competitors. Indeed, in … Read more

Swaper review

Swaper’s overview Swaper allows to invest mostly in short-term (one month) individual loans. Loans used to yield 12% for a long time, but the interest rates were increased to 14% in March 2020. All loans are covered by a buyback guarantee. For very large portfolios (€ 5,000 or more), the interest rate is increased to a … Read more

ViaInvest review

ViaInvest's loans list

ViaInvest’s overview focuses mostly on short-term, secured loans offering an uniform 12% interest rate. In addition, the platform also offers a very small number of real-estate or business loans with very specific characteristics. My opinion on ViaInvest It’s a pity that ‘s offer is relatively complex when it comes to business or real-estate loans. In … Read more

Mintos review

Mintos’s overview is one of the largest peer-to-peer lending platforms; they offer a huge volume of loans of all kinds and durations. My opinion on Mintos ‘ is currently getting a lot of bad press, and many investors plan to leave the platform after losing money when several loan originators defaulted. At the same time, … Read more