Make your money work for you
Changes overview I already published an article listing my favorite platforms a few months ago. However, things change quickly in the peer-to-peer lending area, so here’s the updated version ! I decided to drop Omaraha from the list. While it my still be possible to get great returns there, the low volume of available loans … Read moreMy favorite crowd-lending platforms – August 2018 update
The #1 risk when investing in loans A borrower who doesn’t reimburse the loans is obviously the greatest risk when investing in P2P loans or through real-estate or business crowdfunding. In this article, we’ll examine the possible outcomes, based on real-life situations. Loans covered by a buyback guarantee Most P2P lending platforms offer loans covered … Read moreDefault risk : what if the borrower doesn’t pay ?
RoboCash’s overview Through , you can invest mostly in very short-term (one month) personal loans, yielding 14% annually. They also offer longer-term loans with a duration of one year, with slightly higher returns; however these don’t return interests monthly. Visit RoboCash’s website My opinion on RoboCash Detailed ratings Interests rate 14% for short-term, … Read moreRobocash review
DoFinance’s overview provides a rather innovative offer, perfect for those who want an extra-easy P2P investment with a reasonable performance. Interest rates range from 5% to 9%, depending on the investment duration. Visit DoFinance’s website My opinion on DoFinance Detailed ratings Interests rate The interest rates are lower than what you can get from potentially … Read moreDoFinance review : P2P lending made extra-easy
Swaper’s overview Swaper allows to invest in short-term loans (one month) offering a buyback guarantee. As such, it’s a direct competitor to Robocash. How do these two platforms compare ? Let’s find out ! Visit Swaper’s website My overall opinion on Grupeer Detailed ratings Interests rate Standard offer for short-term loans; if you … Read moreSwaper review
ViaInvest’s overview focuses on short-term, secured loans. The interest rates are slightly above 10%. Visit ViaInvest’s website My opinion on ViaInvest Detailed ratings Interests rate The current interest rate is extremely low… and tax withholding lowers it even more ! Loans liquidity Deposited money is invested very quickly Reporting Investments list, account statement and account … Read moreViaInvest review
Grupeer’s overview provides business and real-estate loans. These loans yield 14% or 15% annually, for durations of one year or less. They come with buyback guarantee, a rare occurrence for these kinds of loans ! Visit Grupeer’s website My opinion on Grupeer Detailed ratings Interests rate 14-15% for short term secured loans is great Loans … Read moreGrupeer review : high returns with little effort
Mintos’s overview is a leading peer-to-peer platform; they offer a huge volume of loans of all kinds and durations. Visit Mintos’s website My opinion on Mintos Detailed ratings Interests rate Great interest rate for secured loans. Loans liquidity The huge number of originators ensures a large volume of loans. Reporting Plenty of … Read moreMintos review
Omaraha’s overview offers mostly personal loans. They are partially secured; at least 60% of the capital is covered by the buyback guarantee. Current interest rates are slightly above 19% for the best-rated loans. Visit Omaraha’s website My opinion on Omaraha Detailed ratings Interests rate There is a wide range of maturities/interest rates available. … Read moreOmaraha review : great returns come at a price