My favorite crowd-lending platforms – August 2018 update

I already published an article listing my favorite platforms a few months ago. However, things change quickly in the peer-to-peer lending area, so here’s the updated version ! I decided to drop Omaraha from the list. While it my still be possible to get great returns there, the low volume of available loans and complexity … Read moreMy favorite crowd-lending platforms – August 2018 update

Default risk : what if the borrower doesn’t pay ?

A borrower who doesn’t reimburse the loans is obviously the greatest risk when investing in P2P loans or through real-estate or business crowdfunding. In this article, we’ll examine the possible outcomes, based on real-life situations. Loans covered by a buyback guarantee Most P2P lending platforms offer loans covered by a buyback guarantee . If the … Read moreDefault risk : what if the borrower doesn’t pay ?

Robocash review

Visit RoboCash’s website GLOBAL RATING Loans duration 1 month or less 1 year or more Loans kind Individual Minimal investment €10 Buyback Buyback guarantee available Secondary market Secondary market available for long-term loans Auto-invest Auto-invest available Pros Extremely interesting interests rates for very-short term loans Cons The ergonomics and translations could be improved Interests rate … Read moreRobocash review

DoFinance review : P2P lending made extra-easy

Visit DoFinance’s website GLOBAL RATING Loans duration 1 month or less 1 month – 1 year More than one year Loans kind Individual Minimal investment €10 Buyback Buyback guarantee available Secondary market Secondary market available Auto-invest Auto-invest available Pros It’s extremely easy to invest via DoFinance : no more complicated auto-invest setup or manual loans … Read moreDoFinance review : P2P lending made extra-easy

Swaper review

  Visit Swaper’s website GLOBAL RATING Loans duration 1 month or less Loans kind Individual Minimal investment €10 Buyback Buyback guarantee available Secondary market Secondary market available Auto-invest Auto-invest available Pros Platform is easy to use “Loyalty bonus” offering 14% interest rate if your account is larger than €5000 Cons Interest rates are rather low … Read moreSwaper review

ViaInvest review

Visit ViaInvest’s website GLOBAL RATING Loans duration 1 month or less Loans kind Individual Minimal investment €10 Buyback Buyback guarantee available Secondary market NO secondary market available Auto-invest Auto-invest available Pros Website is user-friendly, even for beginner investors Cons Low interest rates Interests rate The current interest rate is extremely low… and tax withholding lowers … Read moreViaInvest review

Grupeer review : high returns with little effort

  Visit Grupeer’s website GLOBAL RATING Loans duration 1 month – 1 year Loans kind Business Real-estate Minimal investment €10 Buyback Buyback guarantee available Secondary market NO secondary market available Auto-invest Auto-invest available Pros Excellent interests rates Large loans volumes Several originators available allow to diversify your portfolio Even development projects are covered by the … Read moreGrupeer review : high returns with little effort

Mintos review

Visit Mintos’s website GLOBAL RATING Loans duration 1 month or less 1 month – 1 year More than one year Loans kind Business Individual Minimal investment €10 Buyback Buyback guarantee available Secondary market Secondary market available Auto-invest Auto-invest available Pros A huge quantity of loans available, for virtually any duration The platform features many originators, … Read moreMintos review

Omaraha review : great returns come at a price

  Visit Omaraha’s website GLOBAL RATING Loans duration 1 month or less 1 month – 1 year More than one year Loans kind Individual Minimal investment €10 Buyback Buyback guarantee available Secondary market NO secondary market available Auto-invest Auto-invest available Pros High interests rates for partially secured loans Cons Buyback guarantee is only partial Omaraha’s … Read moreOmaraha review : great returns come at a price