Moncera review

Moncera’s overview Moncera offers medium and long-term P2P loans, with interest rates from 10% to 12.5%. A buyback guarantee is provided by the loan originator. My opinion on Moncera I appreciate the opportunity to build a diversified portfolio by investing directly in loans from a reliable originator without using . As such, Moncera is a … Read more Moncera review

PeerBerry review

PeerBerry's loans list

PeerBerry’s overview PeerBerry allows to invest in individual loans, with interest rates around 10%. These loans are secured by a buyback guarantee. My opinion on PeerBerry Thanks to the large selection of reliable loan originators A loan originator is the firm that originally provides the loan to the borrower. They usually lend a small percent … Read more PeerBerry review

TFGcrowd review

One business financed through TFGcrowd is a cosmetics firm

Warning ! This platform is currently in my blacklist After both Kuetzal and Envestio proved to be scams, I became much more cautious and decided blacklist several platforms; is one of them. Initially, as this platform received much less bad press than or , I was giving it the benefit of the doubt. Unfortunately, a … Read more TFGcrowd review

Viventor review

A sample of Viventor's loans

Viventor’s overview is a P2P marketplace offering loans with interest rates up to 16%, for durations between one month and five years. Most of them are secured by a buyback guarantee. My opinion on Viventor I was initially thrilled by Viventor’s high interest rates as well as by the website’s great ergonomics. Unfortunately, after more … Read more Viventor review

Bondster review

An excerpt of Bondster's loans list

Bondster’s overview is a P2P marketplace; the individual Euro loans currently offer an annual interest rate up to 13.5%, for a duration between one month and one year. In addition to these, the platform also features a few real-estate and business loans, but they’re less interesting. My opinion on Bondster While ‘s interest rates are … Read more Bondster review

Iuvo review

Iuvo’s overview Iuvo is a marketplace for peer-to-peer loans. It focuses on investments safety, as the loan originators A loan originator is the firm that originally provides the loan to the borrower. They usually lend a small percent of the amount using their own funds, while the remaining is put on sale on loans marketplaces. … Read more Iuvo review

Default risk : what if the borrower doesn’t pay ?

The #1 risk when investing in loans A borrower who doesn’t reimburse the loans is obviously the greatest risk when investing in P2P loans or through real-estate or business crowdfunding. In this article, we’ll examine the possible outcomes, based on real-life situations. Loans covered by a buyback guarantee Most P2P lending platforms offer loans covered … Read more Default risk : what if the borrower doesn’t pay ?

Robocash review

Robocash’s overview Through Robocash, investors can invest mostly in very short-term (one month) personal loans or in longer-term commercial loans, yielding 12% annually. All loans on the platform come with a buyback guarantee which triggers after one month. My opinion on Robocash After the September, 1st interest rates decrease, Robocash now offer rates lower than … Read more Robocash review

Swaper review

Swaper’s overview Swaper allows to invest mostly in short-term (one month) individual loans. Loans used to yield 12% for a long time, but the interest rates were increased to 14% in March 2020. All loans are covered by a buyback guarantee. For very large portfolios (€ 5,000 or more), the interest rate is increased to a … Read more Swaper review

ViaInvest review

ViaInvest's loans list

ViaInvest’s overview ViaInvest focuses mostly on short-term, secured loans offering an uniform 12% interest rate. In addition, the platform also offers a very small number of real-estate or business loans with very specific characteristics. My opinion on ViaInvest Compared to their main competitors such as , or , interest rates at ViaInvest are not really … Read more ViaInvest review