Esketit review

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Esketit's overview was launched by the founders of Latvian lending group Creamfinance. This platform lists mostly short-term consumer loans with 10% – 14% annual interest rate. They’re secured by a buyback guarantee A buyback guarantee is a guarantee provided by the platform or a loan originator. If repayment of a loan is delayed by more … Read more

Afranga review

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Afranga's loans list with zero loans available
Afranga's primary market is often empty
Afranga's loans list with zero loans available

Afranga's overview was founded by Bulgarian loan originator StikCredit. This peer-to-peer lending platform provides medium and long-term consumer loans which currently have a 12% annual interest rate – a figure similar to many competitors -. A buyback guarantee A buyback guarantee is a guarantee provided by the platform or a loan originator. If repayment of … Read more

Lendermarket review

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Lendermarket's overview Lendermarket allows to invest in consumer loans yielding from 12% to 15.1% annually; they’re secured by a buyback guarantee. My opinion on Lendermarket As I’m updating this review in January 2022, granting a rating turns out to be kind of a headache. On one hand, most aspects of the platform are very positive, … Read more

Iuvo review

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Part of Iuvo's loans list

Iuvo’s overview Iuvo is a marketplace for peer-to-peer loans. It focuses on investments safety, as the loan originators A loan originator is the firm that originally provides the loan to the borrower. They usually lend a small percent of the amount using their own funds, while the remaining is put on sale on loans marketplaces. … Read more

EstateGuru review

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Collateral for one of EstateGuru's bridge loans
Collateral for one of EstateGuru's bridge loans
Collateral for one of EstateGuru's bridge loans

EstateGuru's overview focuses on real-estate loans. The projects are rather conservative, usually yielding around 10% for durations of one year or more. My opinion on EstateGuru While the interest rates offered by EstateGuru‘s projects are lower than at , or , this platform provides great investment opportunities for those who want a more conservative portfolio. … Read more

Why I use neither Bondora’s Go & Grow nor Mintos Strategies

A very quick overview of Bondora’s Go & Grow and Mintos Strategies Both Go & Grow and Strategies are designed to make investing easier. There’s no need to spend time picking up loans manually or to configure the auto-invest feature. Indeed, all that’s required is the amount to invest in the portfolio. This simplicity makes … Read more

Crowdestor review

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Key borrower metrics on Crowdestor's project description

Crowdestor's overview offers real-estate and business loans. Their interest rates are usually in the 14%-26% range, for durations varying from one to two years. My opinion on Crowdestor Since Summer 2020, many improvements were unveiled at . It started with the enhanced projects descriptions and borrower’s credit report, which are a huge step forward in … Read more

CrowdEstate review

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Visual for "Klaose tn. 12" project

CrowdEstate's overview is a leading platform for real-estate. Interest rates currently stand around 10% – 12% yearly, a level similar to . Most recent loans are secured by a 1st-rank mortgage, which makes them safer than loans offered earlier on the platform. My opinion on CrowdEstate Although I still appreciate the large supply of loans … Read more

BulkEstate review

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Illustration for the "Kr. Barona Street 30" project

BulkEstate's overview BulkEstate features only real-estate projects. Interest rates typically vary from 12% to 14% (recent projects were more speculative than early ones); interests are usually repaid in full at the end of the loan, at the same time as the principal. My opinion on BulkEstate I used to prefer over BulkEstate, thanks to the … Read more

Robocash review

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An excerpt of Robocash's loans list
Robocash's loans list
An excerpt of Robocash's loans list

Robocash's overview Through , investors can invest mostly in very short-term (one month) consumer loans or in longer-term commercial loans, yielding between 9% and 12.3% annually. All loans on the platform come with a buyback guarantee A buyback guarantee is a guarantee provided by the platform or a loan originator. If repayment of a loan … Read more