Lendermarket review

Lendermarket’s overview allows to invest in short-term individual loans yielding at least 14% annually; they’re secured by a buyback guarantee. My opinion on Lendermarket Thanks to a great financial performance, seemingly reliable loan originators and a simple but effective website, I used to rate four stars. Unfortunately, the lack of a serious audit as well … Read more

Flender review : crowdlending for Irish SMEs

Part of Flender's loans list

Flender’s overview is specialized in loans for Irish businesses. They’re usually rather long-term (1 to 3 years), and annual yields vary between 8% and 12.9% (even 15.9% for speculative loans). No buyback guarantee is provided. My opinion on Flender is a great way to finance businesses in Ireland. The returns are competitive and in spite … Read more

Bondster review

An excerpt of Bondster's loans list

Bondster’s overview is a P2P marketplace; the individual Euro loans currently offer an annual interest rate up to 13.5%, for a duration between one month and one year. In addition to these, the platform also features a few real-estate and business loans, but they’re less interesting. My opinion on Bondster While ‘s interest rates are … Read more

Iuvo review

Iuvo’s overview Iuvo is a marketplace for peer-to-peer loans. It focuses on investments safety, as the loan originators A loan originator is the firm that originally provides the loan to the borrower. They usually lend a small percent of the amount using their own funds, while the remaining is put on sale on loans marketplaces. … Read more

EstateGuru review

Collateral for one of EstateGuru's bridge loans

EstateGuru’s overview EstateGuru focuses on real-estate loans. The projects are rather conservative, usually yielding around 10% for durations of one year or more. My opinion on EstateGuru While the interest rates offered by EstateGuru‘s projects are lower than at , or , this platform provides great investment opportunities for those who want a more conservative … Read more

Why I use neither Bondora’s Go & Grow nor Mintos Strategies

A very quick overview of Bondora’s Go & Grow and Mintos Strategies Both Go & Grow and Mintos Strategies are designed to make investing easier. There’s no need to spend time picking up loans manually or to configure the auto-invest feature. Indeed, all that’s required is the amount to invest in the portfolio. This simplicity … Read more

Crowdestor review

Crowdestor’s overview Crowdestor offers real-estate and business loans. Their interest rates are usually in the 14%-20% range, for durations varying from one to two years. A partial buyback guarantee A buyback guarantee is a guarantee provided by the platform or a loan originator. If repayment of a loan is delayed by more than a given delay … Read more

CrowdEstate review

CrowdEstate’s overview CrowdEstate is a leading platform for real-estate and business loans. The real-estate projects became more conservative in 2018, and now yield around 10%-12% yearly. On the other hand, the long-term business loans are still somehow speculative and offer 16% returns. My opinion on CrowdEstate Although I still appreciate the large supply of loans … Read more

BulkEstate review

BulkEstate’s overview BulkEstate features only real-estate projects. Interest rates typically vary from 11% to 15% (recent projects were more speculative than early ones); interests are usually repaid in full at the end of the loan, at the same time as the principal. My opinion on BulkEstate I used to prefer over BulkEstate, thanks to the … Read more

Robocash review

Robocash’s overview Through , investors can invest mostly in very short-term (one month) personal loans or in longer-term commercial loans, yielding 12% annually. All loans on the platform come with a buyback guarantee which triggers after one month. My opinion on Robocash At first glance, ‘s offer seems less appealing than most competitors. Indeed, in … Read more