Wisefund review

Illustration of Wisefund's "Railway forwarding operations" project

Wisefund’s overview finances European businesses. The loans are usually medium-term (between 4 and 10 months), and offer interest rates as high as 19.3%. They’re secured by a buyback guarantee A buyback guarantee is a guarantee provided by the platform or a loan originator. If repayment of a loan is delayed by more than a given … Read moreWisefund review

Flender review : crowdlending for Irish SMEs

Part of Flender's loans list

Flender’s overview is specialized in loans for Irish businesses. They’re usually rather long-term (1 to 3 years), and annual yields vary between 8% and 12.9% (even 15.9% for speculative loans). No buyback guarantee is provided. My opinion on Flender is a great way to finance businesses in Ireland. The returns are competitive and in spite … Read moreFlender review : crowdlending for Irish SMEs

Bondster review

An excerpt of Bondster's loans list

Bondster’s overview is a P2P marketplace; the individual Euro loans currently offer an annual interest rate up to 13.5%, for a duration between one month and one year. In addition to these, the platform also features a few real-estate and business loans, but they’re less interesting. My opinion on Bondster offers great interest rates through … Read moreBondster review

Kuetzal review

Kuetzal's "Velox Latvija" project

Kuetzal’s overview Kuetzal is a crowdlending platform for business and real-estate projects. Loans commonly yield interest rates higher than 15%, for duration of one year and more. Most of them are secured by a buyback guarantee. My opinion on Kuetzal For investors who can accept to take some risks by investing in speculative loans, Kuetzal … Read moreKuetzal review

Fast Invest review

Part of Fast Invest's loans list

Fast Invest’s overview is a platform offering to invest in peer-to-peer loans for up to one year, with interest rates ranging from 9% to 13% for Euro loans. They come with a buyback guarantee that triggers after only 3 days, an incredibly short delay ! My opinion on Fast Invest ‘s website is extremely easy … Read moreFast Invest review

Iuvo review : great P2P platform, weak buyback guarantee

Iuvo’s overview Iuvo is a marketplace for peer-to-peer loans. If the interest rates up to 15% seem to be very interesting, there’s a catch : indeed, only the principal is covered by the buyback guarantee. My opinion on Iuvo After more than one year on the platform, the performance of my portfolio is stable, slightly … Read moreIuvo review : great P2P platform, weak buyback guarantee

EstateGuru review

Collateral for one of EstateGuru's bridge loans

EstateGuru’s overview focuses on real-estate loans. The projects are rather conservative, usually yielding around 11% for durations of one year or more. My opinion on EstateGuru While the interest rates offered by ‘s projects are lower than at or , they provide great investment opportunities for those who want a more conservative portfolio. It’s also … Read moreEstateGuru review

One-click investing : P2P loans the easy way !

The drawbacks of P2P loans marketplaces Investing in loans may be confusing at first. As highlighted in our documentation, an essential part of the investment process is determining your investor’s profile. Which kind of loans do you want to invest in ? For how long ? And even more important, how much risk are you … Read moreOne-click investing : P2P loans the easy way !

Crowd-lending portfolio review for July 2018

Overview of the month While little happened in the recent months, July was definitively different. Changes at Mintos, where the leading originator Mogo greatly decreased interest rates for new loans and bought back old loans were rather disruptive. Apart from a few loans from GetBucks, it’s currently hard to get more than 11.5% interest rate … Read moreCrowd-lending portfolio review for July 2018

Envestio – A very promising crowdfunding platform

One of the projects financed by Envestio was a wind turbine farm

Envestio’s overview offers speculative business and real-estate loans, with interest rates usually between 15% and 20%. Recent projects come with a buyback guarantee which covers at least 90% of the capital. My opinion on Envestio The performance of my portfolio is excellent, and if it weren’t for the much reduced loans volume in summer 2019, … Read moreEnvestio – A very promising crowdfunding platform