Lendermarket review

Lendermarket’s overview allows to invest in short-term individual loans yielding 12% annually; they’re secured by a buyback guarantee. My opinion on Lendermarket Thanks to 12% interest rates, very reliable loan originators and a simple but effective website, ‘s offer is very appealing. Detailed ratings Actual performance As my portfolio is fairly new, its performance didn’t … Read more Lendermarket review

Wisefund review

Illustration of Wisefund's "Railway forwarding operations" project

Warning ! This platform is currently in my blacklist After both Kuetzal and Envestio proved to be scams, I became much more cautious and decided to blacklist several platforms; is one of them. The main reason is the controversy about the buyback guarantee (in a way similar to ‘s). Indeed, a blogger from Hong-Kong investigated … Read more Wisefund review

Flender review : crowdlending for Irish SMEs

Part of Flender's loans list

Flender’s overview is specialized in loans for Irish businesses. They’re usually rather long-term (1 to 3 years), and annual yields vary between 8% and 12.9% (even 15.9% for speculative loans). No buyback guarantee is provided. My opinion on Flender is a great way to finance businesses in Ireland. The returns are competitive and in spite … Read more Flender review : crowdlending for Irish SMEs

Bondster review

An excerpt of Bondster's loans list

Bondster’s overview is a P2P marketplace; the individual Euro loans currently offer an annual interest rate up to 13.5%, for a duration between one month and one year. In addition to these, the platform also features a few real-estate and business loans, but they’re less interesting. My opinion on Bondster While ‘s interest rates are … Read more Bondster review

Kuetzal review – Speculative investments with great returns

Kuetzal's "Velox Latvija" project

So, Kuetzal turned out to be a scam As of late 2019 and early 2020, many doubts arised about Kuetzal; Jørgen from Financially Free compiled a long list of concerns. Shortly after that, investors were quickly unable to withdraw their money, and after a long silence from the platform there was an announcement that the … Read more Kuetzal review – Speculative investments with great returns

Fast Invest review

Part of Fast Invest's loans list

Warning ! This platform is currently in my blacklist After both Kuetzal and Envestio proved to be scams, I became much more cautious and decided to blacklist several platforms; is one of them. I will keep on updating this review, but don’t recommend investing them anymore. More details regarding blacklisted platforms can be found on … Read more Fast Invest review

Iuvo review

Iuvo’s overview Iuvo is a marketplace for peer-to-peer loans. It focuses on investments safety, as the loan originators A loan originator is the firm that originally provides the loan to the borrower. They usually lend a small percent of the amount using their own funds, while the remaining is put on sale on loans marketplaces. … Read more Iuvo review

EstateGuru review

Collateral for one of EstateGuru's bridge loans

EstateGuru’s overview focuses on real-estate loans. The projects are rather conservative, usually yielding around 11% for durations of one year or more. My opinion on EstateGuru While the interest rates offered by ‘s projects are lower than at or , they provide great investment opportunities for those who want a more conservative portfolio. It’s also … Read more EstateGuru review

One-click investing : P2P loans the easy way !

The drawbacks of P2P loans marketplaces Investing in loans may be confusing at first. As highlighted in our documentation, an essential part of the investment process is determining your investor’s profile. Which kind of loans do you want to invest in ? For how long ? And even more important, how much risk are you … Read more One-click investing : P2P loans the easy way !

Crowd-lending portfolio review for July 2018

Overview of the month While little happened in the recent months, July was definitively different. Changes at Mintos, where the leading originator Mogo greatly decreased interest rates for new loans and bought back old loans were rather disruptive. Apart from a few loans from GetBucks, it’s currently hard to get more than 11.5% interest rate … Read more Crowd-lending portfolio review for July 2018