Crowd-lending portfolio review for July 2020

Website changes Again, I didn’t publish any portfolio report last month 🙁 However, I’ve updated several reviews to bring them up-to-date. Noteworthy news from the crowdlending world Two more platforms are likely to be added to the already long list of platforms gone rogue. Looking at the bright side, most likely scams are now confirmed, … Read more Crowd-lending portfolio review for July 2020

Real-estate and business crowdfunding platforms

An much reduced number of P2B platforms In early 2020, many platforms offering P2B (peer-to-business) loans proved to be scams : Kuetzal disappeared first in January, shortly followed by Envestio. The bad news weren’t over for investors as in April, Monethera announced its wind-down, followed by Grupeer. With two additional platforms currently in my blacklist, … Read more Real-estate and business crowdfunding platforms

Default risk : what if the borrower doesn’t pay ?

The #1 risk when investing in loans A borrower who doesn’t reimburse the loans is obviously the greatest risk when investing in P2P loans or through real-estate or business crowdfunding. In this article, we’ll examine the possible outcomes, based on real-life situations. Loans covered by a buyback guarantee Most P2P lending platforms offer loans covered … Read more Default risk : what if the borrower doesn’t pay ?

CrowdEstate review

CrowdEstate’s overview CrowdEstate is a leading platform for real-estate and business loans. The real-estate projects became more conservative in 2018, and now yield around 10%-12% yearly. On the other hand, the long-term business loans are still somehow speculative and offer 16% returns. My opinion on CrowdEstate Although I still appreciate the large supply of loans … Read more CrowdEstate review