Crowd-lending portfolio review for December 2018

Website changes​​ As my previous portfolio’s review was published extremely late, not a lot has changed on Alternative Investments. The most noticeable change is the addition of a table of contents to several articles. Individual platforms performance​​ December was once more a quiet month for my loans portfolio. Returns are globally stable and basically very … Read moreCrowd-lending portfolio review for December 2018

Crowd-lending portfolio review for November 2018

Website changes Christmas is nearly there and I still didn’t publish my portfolio’s review for November ! I’m afraid Santa will consider I’ve been real, real naughty. So, in order to try and appease him, here it is ! I also finally took the time to complete and publish Iuvo’s review. While I appreciated the … Read moreCrowd-lending portfolio review for November 2018

Crowd-lending portfolio review for October 2018

Website changes​ I published an article that’s not directly related to peer-to-peer lending : Cyclo touring South-East Asia – One year on the road.While cyclo-touring may not be for everyone, there are two key aspects I want to emphasize :Having a goal is a great way to motivate oneself to save more. As advertising more … Read moreCrowd-lending portfolio review for October 2018

Crowd-lending portfolio review for September 2018

Website changes​ Several changes happened on Alternative Investments’ website : I finally took the time to update Bondora‘s review There’s a new article on easy ways to invest : one-click investing. It compares DoFinance, Bondora’s Go & Grow and Mintos predefined strategies I funded an account at EstateGuru and wrote the review of this real-estate … Read moreCrowd-lending portfolio review for September 2018

Crowd-lending portfolio review for August 2018

Overview of the month After the drama of Mogo’s lowered interest rates at Mintos in July, August was business as usual. My returns at most platforms are slightly down or stable; the exceptions are Crowdestor and Envestio, which are starting to produce realistic returns. Website changes Will I ever update Bondora’s review ? It’s honestly … Read moreCrowd-lending portfolio review for August 2018

My favorite crowd-lending platforms – August 2018 update

Changes overview I already published an article listing my favorite platforms a few months ago. However, things change quickly in the peer-to-peer lending area, so here’s the updated version ! I decided to drop Omaraha from the list. While it my still be possible to get great returns there, the low volume of available loans … Read moreMy favorite crowd-lending platforms – August 2018 update

Crowd-lending portfolio review for July 2018

Overview of the month While little happened in the recent months, July was definitively different. Changes at Mintos, where the leading originator Mogo greatly decreased interest rates for new loans and bought back old loans were rather disruptive. Apart from a few loans from GetBucks, it’s currently hard to get more than 11.5% interest rate … Read moreCrowd-lending portfolio review for July 2018

Crowd-lending portfolio review for June 2018

Overview of the month June was another quiet month. I kept on withdrawing money from Omaraha and Bondora; these sums were invested in Grupeer, Crowdestor and Envestio. Website changes I published an in-depth comparison of real-estate and business crowdfunding platforms. If you want to diversify your portfolio and aim at higher returns, this guide should … Read moreCrowd-lending portfolio review for June 2018

Real-estate and business crowdfunding platforms

An overwhelming choice Several real-estate and business crowdfunding platforms are reviewed on Alternative Investments. CrowdEstate, BulkEstate, EstateGuru, Envestio, Crowdestor and Kuetzal all received good or great ratings; it may be hard to get an overall picture of their similarities and differences. This article aims at comparing them in a more specific way. Why invest in … Read moreReal-estate and business crowdfunding platforms

Default risk : what if the borrower doesn’t pay ?

The #1 risk when investing in loans A borrower who doesn’t reimburse the loans is obviously the greatest risk when investing in P2P loans or through real-estate or business crowdfunding. In this article, we’ll examine the possible outcomes, based on real-life situations. Loans covered by a buyback guarantee Most P2P lending platforms offer loans covered … Read moreDefault risk : what if the borrower doesn’t pay ?