Crowd-lending portfolio review for December 2020

Website changes Happy new year ! 2020 has been a challenging year for all of us, both in terms of investments and personal / professional life. In the long run, the vaccine against Covid-19 offers a great hope to return to a normal life; however, the first semester will still be challenging.I plan to work … Read more

Real-estate and business crowdfunding platforms

An much reduced number of P2B platforms In early 2020, many platforms offering P2B (peer-to-business) loans proved to be scams : Kuetzal disappeared first in January, shortly followed by Envestio. The bad news weren’t over for investors as in April, Monethera announced its wind-down. Finally, Grupeer proved to be at least partly a scam, as … Read more

Crowdestor review

Crowdestor’s overview Crowdestor offers real-estate and business loans. Their interest rates are usually in the 14%-20% range, for durations varying from one to two years. A partial buyback guarantee A buyback guarantee is a guarantee provided by the platform or a loan originator. If repayment of a loan is delayed by more than a given delay … Read more

P2P lending platforms comparison

Peer-to-peer marketplaces in a nutshell While 2018 saw marketplaces for real-estate and business loans gain a lot of traction, P2P loans are still the most obvious way to invest in loans. Moreover, as in early 2020 several P2B (peer-to-business) platforms proved to be scams, I expect that many investors will return to less risky, more … Read more