Crowd-lending portfolio review for August 2021

Website changes Believe it or not, I finally managed to write ‘s review. It’s basically two years overdue but as CreditStar would say, better late than never (see below for the explanation for this somehow cryptic joke). I don’t think I ever spent so much time reviewing a platform, but as the concept is different … Read more

Crowd-lending portfolio review for July 2021

Website changes I’m very busy on a totally unrelated project, which basically takes all my time. Work on Alternative Investments has thus been rather limited ! However, I took the time to update several reviews, as well as write a review for . On the other hand, ‘s review isn’t written yet… I realize it’s … Read more

My favorite crowdlending platforms – August 2021 update

2020, the year where everything changed for P2P investors As the P2P landscape has changed a lot in 2020 and early 2021, it’s more than time for me to update my list of favorite crowdlending platforms ! Indeed, in roughly one year, many things happened : Covid-19 has shaken the world economy. No country was … Read more

EstateGuru review

Table of contents

Collateral for one of EstateGuru's bridge loans
Collateral for one of EstateGuru's bridge loans
Collateral for one of EstateGuru's bridge loans

EstateGuru's overview focuses on real-estate loans. The projects are rather conservative, usually yielding around 10% for durations of one year or more. My opinion on EstateGuru While the interest rates offered by EstateGuru‘s projects are lower than at , or , this platform provides great investment opportunities for those who want a more conservative portfolio. … Read more

Real-estate and business crowdfunding platforms

An much reduced number of P2B platforms In early 2020, many platforms offering P2B (peer-to-business) loans proved to be scams : Kuetzal disappeared first in January, shortly followed by Envestio. The bad news weren’t over for investors as in April, Monethera announced its wind-down. Finally, Grupeer proved to be at least partly a scam, as … Read more

Default risk : what if the borrower doesn’t pay ?

The #1 risk when investing in loans A borrower who doesn’t reimburse the loans is obviously the greatest risk when investing in loans. Unfortunately, individual borrowers may be unable to reimburse their loans, real-estate projects may fail, and businesses may go bankrupt. Overall, all loans kinds are likely to default. In this article, we’ll examine … Read more