Default risk : what if the borrower doesn’t pay ?

A borrower who doesn’t reimburse the loans is obviously the greatest risk when investing in P2P loans or through real-estate or business crowdfunding. In this article, we’ll examine the possible outcomes, based on real-life situations. Loans covered by a buyback guarantee Most P2P lending platforms offer loans covered by a buyback guarantee . If the … Read moreDefault risk : what if the borrower doesn’t pay ?

Crowd-lending portfolio review for May 2018

Overview of the month Just like last month, the main change in my crowd-lending portfolio is the transfer of funds from Omaraha and Bondora to Grupeer. Website changes Well, quite a lot of things happened, as you may have realized ! Lat month I created Alternative Investments’ Facebook page; I encourage you to check it … Read moreCrowd-lending portfolio review for May 2018

P2P lending news for August 2017

Yet another month is over… I updated ViaInvest review in order to reflect the lowered interest rate currently offered. Here are the news I gathered regarding P2P lending : More Russian loans for Twino “We are excited to announce that starting from this week you will see a significant boost in our Russian loan volumes. … Read moreP2P lending news for August 2017

P2P lending portfolio review for July, 2017

Month overview Unlike my Collective2 portfolio, my P2P lending portfolio’s life was rather uneventful this month (and I don’t complain about it 🙂 ). I added some more funds to Omaraha and I’m nearly reaching my target portfolio size. I still have to decrease ViaInvest size, but I’m waiting for the principal to be reimbursed. Current … Read moreP2P lending portfolio review for July, 2017

Mintos review

Mintos is absolutely great for guaranteed loans. They boast an impressive range of originators, and the website is very pleasant to use. Many people also enjoy their non-secured loans; however, for these I prefer Omaraha. Visit Mintos’s website GLOBAL RATING Loans duration 1 month or less 1 month – 1 year More than one year … Read moreMintos review