Crowd-lending portfolio review for September 2018

Website changes​ Several changes happened on Alternative Investments’ website : I finally took the time to update Bondora‘s review There’s a new article on easy ways to invest : one-click investing. It compares DoFinance, Bondora’s Go & Grow and Mintos predefined strategies I funded an account at EstateGuru and wrote the review of this real-estate … Read moreCrowd-lending portfolio review for September 2018

Crowd-lending portfolio review for August 2018

      Overview of the month After the drama of Mogo’s lowered interest rates at Mintos in July, August was business as usual. My returns at most platforms are slightly down or stable; the exceptions are Crowdestor and Envestio, which are starting to produce realistic returns.   Website changes Will I ever update Bondora’s … Read moreCrowd-lending portfolio review for August 2018

My favorite crowd-lending platforms – August 2018 update

Changes overview I already published an article listing my favorite platforms a few months ago. However, things change quickly in the peer-to-peer lending area, so here’s the updated version ! I decided to drop Omaraha from the list. While it my still be possible to get great returns there, the low volume of available loans … Read moreMy favorite crowd-lending platforms – August 2018 update

Crowd-lending portfolio review for July 2018

Overview of the month While little happened in the recent months, July was definitively different. Changes at Mintos, where the leading originator Mogo greatly decreased interest rates for new loans and bought back old loans were rather disruptive. Apart from a few loans from GetBucks, it’s currently hard to get more than 11.5% interest rate … Read moreCrowd-lending portfolio review for July 2018

Crowd-lending portfolio review for June 2018

Overview of the month June was another quiet month. I kept on withdrawing money from Omaraha and Bondora; these sums were invested in Grupeer, Crowdestor and Envestio. Website changes I published an in-depth comparison of real-estate and business crowdfunding platforms. If you want to diversify your portfolio and aim at higher returns, this guide should … Read moreCrowd-lending portfolio review for June 2018

Default risk : what if the borrower doesn’t pay ?

The #1 risk when investing in loans A borrower who doesn’t reimburse the loans is obviously the greatest risk when investing in P2P loans or through real-estate or business crowdfunding. In this article, we’ll examine the possible outcomes, based on real-life situations. Loans covered by a buyback guarantee Most P2P lending platforms offer loans covered … Read moreDefault risk : what if the borrower doesn’t pay ?

P2P lending and real-estate crowdfunding platforms comparison

So many reviews, so little time… Alternative investments features detailed reviews for many P2P lending, business and real-estate crowd-lending platforms. However, reading them all in a row may look like a daunting task ! In order to guide you in your choice, I’ve listed my favorite platforms for each investor’s profile.   Beginner investor : … Read moreP2P lending and real-estate crowdfunding platforms comparison

P2P lending portfolio review for July, 2017

Month overview Unlike my Collective2 portfolio, my P2P lending portfolio’s life was rather uneventful this month (and I don’t complain about it 🙂 ). I added some more funds to Omaraha and I’m nearly reaching my target portfolio size. I still have to decrease ViaInvest size, but I’m waiting for the principal to be reimbursed. Current … Read moreP2P lending portfolio review for July, 2017

July P2P lending news

This monthly column will try to sum up the important news related to P2P lending, mostly regarding companies I use for investing. Usually my primary source of information is the company’s blog or newsletter. This monthly post aims at being a quick read, so I’ll provide a link and a relevant excerpt. Bondora is profitable … Read moreJuly P2P lending news