Make your money work for you
Swaper’s overview Swaper allows to invest mostly in short-term (one month) individual loans. Loans used to yield 12% for a long time, but the interest rates were increased to 14% in March 2020. All loans are covered by a buyback guarantee. For very large portfolios (€ 5,000 or more), the interest rate is increased to a … Read more
ViaInvest's overview focuses mostly on short-term, secured loans offering an uniform 12% interest rate. In addition, the platform also offers a very small number of real-estate or business loans with very specific characteristics. My opinion on ViaInvest It’s a pity that ‘s offer is relatively complex when it comes to business or real-estate loans. In … Read more
Mintos's overview is one of the largest peer-to-peer lending platforms; they offer a huge volume of loans of all kinds and durations. My opinion on Mintos got a lot of bad press throughout 2020, and many investors plan to leave the platform after losing money when several loan originators defaulted. At the same time, several … Read more
Omaraha’s overview offers mostly partially secured personal loans. The highest interest rates currently available for these loans are slightly above 19%; at least 60% of their capital is covered by the buyback guarantee. My opinion on Omaraha I used to really love and have invested up to 60% of my P2P assets there. For a … Read more