Crowd-lending portfolio review for August 2021

Website changes Believe it or not, I finally managed to write ‘s review. It’s basically two years overdue but as CreditStar would say, better late than never (see below for the explanation for this somehow cryptic joke). I don’t think I ever spent so much time reviewing a platform, but as the concept is different … Read more

Crowd-lending portfolio review for July 2021

Website changes I’m very busy on a totally unrelated project, which basically takes all my time. Work on Alternative Investments has thus been rather limited ! However, I took the time to update several reviews, as well as write a review for . On the other hand, ‘s review isn’t written yet… I realize it’s … Read more

My favorite crowdlending platforms – August 2021 update

2020, the year where everything changed for P2P investors As the P2P landscape has changed a lot in 2020 and early 2021, it’s more than time for me to update my list of favorite crowdlending platforms ! Indeed, in roughly one year, many things happened : Covid-19 has shaken the world economy. No country was … Read more

Investing in loans : the complete guide

Investing in loans isn't as easy as it seems At first glance, investing in loans seems easy and safe. They indeed look like an investor’s dream made true, promising a low risk combined to high returns. Imagine… you invest € 1,000 for a year in a loan with 12% interest rate; after one year you … Read more

Why I use neither Bondora’s Go & Grow nor Mintos Strategies

A very quick overview of Bondora’s Go & Grow and Mintos Strategies Both Go & Grow and Strategies are designed to make investing easier. There’s no need to spend time picking up loans manually or to configure the auto-invest feature. Indeed, all that’s required is the amount to invest in the portfolio. This simplicity makes … Read more

Robocash review

Table of contents

A list of available loans at Robocash
Robocash's available loans
A list of available loans at Robocash

Robocash's overview Through , investors can invest mostly in very short-term (one month) consumer loans or in longer-term commercial loans, yielding between 10.5% and 12.3% annually. All loans on the platform come with a buyback guarantee A buyback guarantee is a guarantee provided by the platform or a loan originator. If repayment of a loan … Read more

P2P lending platforms comparison

Peer-to-peer marketplaces in a nutshell While 2019 saw marketplaces for real-estate and business loans gain a lot of traction, P2P loans are still the most obvious way to invest in loans. Moreover, as in early 2020 several P2B (peer-to-business) platforms proved to be scams, I expect that many investors will return to less risky, more … Read more