Crowd-lending portfolio review for July 2022

Website changes I managed to bring many reviews up-to-date; among them, , , or . What comes next is a total rewrite of several hopelessly outdated reviews, such as and . Noteworthy news from the crowdlending world Like last months, several pieces of news are related to compliance with new regulations. Indeed, both Mintos and … Read more

Crowd-lending portfolio review for June 2022

Website changes I published my previous portfolio review in November 2021… so much for a monthly review ! I’m currently trying to update reviews, as several of them are hopelessly out-of-date. Among them, I will probably rewrite review from scratch as a lot has changed for this platform thanks to the regulation. Noteworthy news from … Read more

Favorite platforms – July 2022 update

2022: New year, new risks After the Covid in 2020, the war in Ukraine as well as the worldwide inflation are guaranteed to give investors headaches. On a positive side, a few months after Russia invaded Ukraine, the direct impact on our peer-to-peer and real-estate loans has been more limited than expected. Although and are … Read more

Investing in loans : the complete guide

Investing in loans isn't as easy as it seems At first glance, investing in loans seems easy and safe. They indeed look like an investor’s dream made true, promising a low risk combined to high returns. Imagine… you invest € 1,000 for a year in a loan with 12% interest rate; after one year you … Read more

Why I use neither Bondora’s Go & Grow nor Mintos Strategies

A very quick overview of Bondora’s Go & Grow and Mintos Strategies Both Go & Grow and Strategies are designed to make investing easier. By itself, it’s a very laudable goal. I mean, which investor in his right mind enjoys configuring Mintos’ auto-invest ? There’s no denying that using a Mintos strategy is much, much … Read more

Robocash review August 2022 – Great returns and reliability, outdated interface

Table of contents

A loans list with commercial loans from Singapore and installment loans from the Phillipines, as well as secondary market loans from Singapore
Robocash's loans list
A loans list with commercial loans from Singapore and installment loans from the Phillipines, as well as secondary market loans from Singapore

Robocash's overview allows investors to invest in very short-term (one month) consumer loans or in longer-term commercial loans. Interest rates range from 8% to 13% annually depending on the loan’s duration. All loans on the platform come with a buyback guarantee A buyback guarantee is a guarantee provided by the platform or a loan originator. … Read more

P2P lending platforms comparison – July 2022

Peer-to-peer loans : the most popular form of crowdlending When it comes to crowdlending, consumer loans are ubiquitous. Although other loans kinds became available in recent year, consumer loans are still the most common way to invest in loans – and are likely to remain so for a long time -. In 2019, marketplaces for … Read more