Iuvo review

Iuvo’s overview Iuvo is a marketplace for peer-to-peer loans. It focuses on investments safety, as the loan originators A loan originator is the firm that originally provides the loan to the borrower. They usually lend a small percent of the amount using their own funds, while the remaining is put on sale on loans marketplaces. … Read more

Why I use neither Bondora’s Go & Grow nor Mintos Strategies

A very quick overview of Bondora’s Go & Grow and Mintos Strategies Both Go & Grow and Mintos Strategies are designed to make investing easier. There’s no need to spend time picking up loans manually or to configure the auto-invest feature. Indeed, all that’s required is the amount to invest in the portfolio. This simplicity … Read more

Real-estate and business crowdfunding platforms

An much reduced number of P2B platforms In early 2020, many platforms offering P2B (peer-to-business) loans proved to be scams : Kuetzal disappeared first in January, shortly followed by Envestio. The bad news weren’t over for investors as in April, Monethera announced its wind-down. Finally, Grupeer proved to be at least partly a scam, as … Read more

Swaper review

Swaper’s overview Swaper allows to invest mostly in short-term (one month) individual loans. Loans used to yield 12% for a long time, but the interest rates were increased to 14% in March 2020. All loans are covered by a buyback guarantee. For very large portfolios (€ 5,000 or more), the interest rate is increased to a … Read more

Mintos review

Mintos’s overview is one of the largest peer-to-peer lending platforms; they offer a huge volume of loans of all kinds and durations. My opinion on Mintos ‘ is currently getting a lot of bad press, and many investors plan to leave the platform after losing money when several loan originators defaulted. At the same time, … Read more