Iuvo’s overview Iuvo is a marketplace for peer-to-peer loans. It focuses on investments safety, as the loan originators A loan originator is the firm that originally provides the loan to the borrower. They usually lend a small percent of the amount using their own funds, while the remaining is put on sale on loans marketplaces. … Read more Iuvo review
The drawbacks of P2P loans marketplaces Investing in loans may be confusing at first. As highlighted in our documentation, an essential part of the investment process is determining your investor’s profile. Which kind of loans do you want to invest in ? For how long ? And even more important, how much risk are you … Read more One-click investing : P2P loans the easy way !
An much reduced number of P2B platforms In early 2020, many platforms offering P2B (peer-to-business) loans proved to be scams : Kuetzal disappeared first in January, shortly followed by Envestio. The bad news weren’t over for investors as in April, Monethera announced its wind-down, followed by Grupeer. With two additional platforms currently in my blacklist, … Read more Real-estate and business crowdfunding platforms
Swaper’s overview Swaper allows to invest mostly in short-term (one month) individual loans. Loans used to yield 12% for a long time, but the interest rates were increased to 14% in March 2020. All loans are covered by a buyback guarantee. For very large portfolios (€ 5,000 or more), the interest rate is increased to a … Read more Swaper review
Mintos’s overview is one of the largest peer-to-peer lending platforms; they offer a huge volume of loans of all kinds and durations. My opinion on Mintos ‘ is currently getting a lot of bad press, and several investors plan to leave the platform after losing money when several loan originators defaulted. At the same time, … Read more Mintos review
Table of contents Bondora's overview My opinion on Bondora Detailed ratings Bondora's pros & cons Loans characteristics Platform's features Website's ease of use Actual performance of my Bondora portfolio Bondora's main competitors Bondora's facts and figures Disclosure Bondora’s overview Bondora provides individual loans. The yearly interests rates vary greatly depending on the borrower’s profile; they … Read more Bondora review